This website is issued by Bread and Butter Advice Limited, a wholly owned subsidiary and Appointed Representative firm of True Bearing Limited who are authorised and regulated by the Financial Conduct Authority under reference number 585311.

Registered in England and Wales under Registered Number 07899670. The registered office is 2 Buckshaw Court, East Terrace Business Park, Euxton Lane, Chorley, Lancashire PR7 6TB.

The website to which these terms and conditions apply and for which we are responsible is The Bread and Butter Advice Limited website is intended for investors over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK.

Before using this website it is recommended that you carefully read the important information detailed below. Please read the following terms and conditions carefully as your continued use of this website indicates your acceptance of such terms and conditions of use. If you have any questions about them or do not wish to accept them, please contact our operations manager on 0800 0151 069 before using this website. If you do not accept these terms and conditions, please do not continue to use this website. Please note that our Privacy Policy forms part of these terms and conditions.

All communication regarding this website should be addressed to The Website Editor, at the above address.

Your use of this website and our intellectual property rights

We have made this website available to you for your own personal non-commercial use. We may modify, withdraw or deny access to this website at any time, including introducing charges for its use or other restricted access. This website and all materials contained in it are protected by intellectual property rights including copyright and are owned and controlled for these purposes by Bread and Butter Advice Limited or used under license by us. Materials include, but are not limited to, the design, layout, look, appearance, graphics, and documents on the website, as well as other content such as articles, stories, other text and photographs displayed on this website from time to time.

All trademarks, names and logos, are the property of Bread and Butter Advice Limited.

You may not copy, redistribute, republish or otherwise make the materials on this website available to anyone else unless consent in writing is first obtained from Bread and Butter Advice Limited.

You may print or download materials from this website for your own personal non-commercial use or copy the content to other individuals for their personal information provided that:

  • No materials are modified in any way
  • No graphics are used separately from accompanying text

Our copyright and trade mark notices appear in all copies and you acknowledge this website as the source of the materialThe person to whom you are providing these materials are made aware of these restrictions.

Nothing in the aforesaid in any way confers on you any license or rights under any trademarks, names or logos of Bread and Butter Advice Limited.

Any infringement of the aforementioned rights will be dealt with by using the appropriate legal remedies.

Information on this website

The information contained on this website is given for general information and interest purposes only. Whilst we try and ensure the information contained on the website is accurate and up to date, we cannot be responsible for any inaccuracies in the information. As a result, you should not rely on this information, and we recommend that you take further advice or seek further guidance before taking any action based on the information contained on this website. Our liability to you as explained above remains unaffected by this.

Receiving instructions

We require written instructions to act on your behalf. Oral instructions may be accepted with our prior agreement, and we may require you to provide confirmation in writing.

Anti-money laundering

We may approach a third party to confirm your identity, or any other person providing funds on your behalf, and by dealing with us you accept this as your consent. We may also run additional verification checks at a later date should this be necessary. Where further information is required to confirm identity, we may delay applications or withhold settlement until adequate identification has been provided.

Due care and diligence

We will exercise due care and diligence in conducting business with you. We are not, however, liable for any loss or fall in the value of any investments. Investments can go down as well as up and you could get back less than you invest. The past is not a guide to future performance.

Website Content

Bread and Butter Advice Limited reserves the right to remove or amend any of the content which appears on any page of this website, including these terms and conditions and the Privacy Policy, at any time and without notice. Where changes to the important information are made, your continued usage of the website will signify your acceptance of any revisions.

You should check this page from time to time to review these terms and conditions to ensure you are happy with any changes.

Bread and Butter Advice Limited use all reasonable skill and care in compiling the information on this website. However, errors or omissions in the information may occur because of a number of factors, which are inherent in any internet access system and are not within Bread and Butter Advice Limited’s reasonable control. For example, unauthorised access to this service, or the effects of machine software, or operator error, or malfunction in connection with data transmission. This service is accurate only on the date that such information is supplied by Bread and Butter Advice Limited via its internet service.

Whilst Bread and Butter Advice Limited will endeavor to ensure that all the information within this website is factually correct, clear, fair and not misleading, Bread and Butter Advice Limited cannot accept any responsibility for the content of this website. Consequently Bread and Butter Advice Limited will not, save as noted above, accept any liability for any loss or damage howsoever caused as a result of a genuine errors or omissions on the website.

Third party websites

Bread and Butter Advice Limited cannot control the contents of any third party website and as such will accept no responsibility for the content, layout or functionality of any other website. It is your responsibility to check the terms and conditions and privacy policy on any other website which you visit. However, Bread and Butter Advice Limited will endeavor to ensure that you are made reasonably aware when leaving our website.

You may not link to this website from another website unless consent in writing is first obtained from Bread and Butter Advice Limited.

Validity of important information

If any of our terms and conditions are deemed unenforceable the remaining terms and conditions will not be affected.


These Terms and Conditions will be governed by and construed in accordance with English law. All communications and documentation with you will be in English and it is expected that you will communicate with us in English.