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Privacy Policy

/Privacy Policy
Privacy Policy 2017-05-23T11:01:28+00:00

Bread and Butter Advice Limited takes the privacy and security of your personal data very seriously. It is important that you read and understand this policy (together with our Terms of Business) prior to applying for our services.

Bread and Butter Advice Limited is a wholly owned subsidiary and Appointed Representative firm of True Bearing Limited.

This policy sets out how we use and protect any personal information that you give us when you use this website. We may change this policy from time to time by updating this page. You should check this page from time to time to ensure you are happy with any changes.

Policy Statement

Bread and Butter Advice Limited may need to collect and use personal data on this website in order to transact customer’s requests effectively. Bread and Butter Advice Limited acknowledges that the proper treatment of personal data is very important to successful transactions as well as ensuring customer satisfaction.

Any personal data which we collect, record or use in any way, whether it is held on paper, on computer, or other media, will comply with the Data Protection Act 1998. When we collect any personal data from you, we will inform you why we are collecting your data and what we intend to use it for.

Because of the financial nature of our business, all products and services are designed for UK residents over the age of 18. Bread and Butter Advice Limited does not therefore knowingly attempt to solicit or receive any information from children.

What information do we collect?

You acknowledge and agree that in the course of using this website and any services offered by Bread and Butter Advice Limited information about you will be captured electronically, or otherwise, and transmitted to Bread and Butter Advice Limited or to third parties who host our web servers, or assist us in maintaining this website.

Bread and Butter Advice Limited will collect information from you in order to provide you with financial advice. The nature of the business is such that we may on occasion ask you to provide sensitive personal data as defined in the Data Protection Act 1998 (for example information relating to your health).

Bread and Butter Advice Limited may also pre-populate the forms of third party websites with information you have provided to us. This may be done manually or through secure and encrypted data transfers.

It is your responsibility to check that any pre-populated data fields are correct. Bread and Butter Advice Limited bears no responsibility for any problems with any applications to third party companies that arise from pre-populated data fields or application forms.

What do we do with the information we collect?

We use this information to provide you with financial advice.

We will not transfer, disclose, sell, distribute, or lease your personal information to third parties other than our subsidiaries, parent company, or a purchaser or potential purchaser of our business, unless we have your permission, or are required to do so by law. We may release your personal information to our authorised direct marketing or other agents, unless you tell us that you do not wish this to happen.

We will not disclose your information to third parties other than as described in this clause, unless you give your explicit consent to do so. Bread and Butter Advice Limited may need to pass your information to third parties who help Bread and Butter Advice Limited. However, that information will only be given for limited purposes.

We do reserve the right to access and disclose personal data or information to comply with applicable laws and lawful government requests, to operate our systems properly, or to protect us and our users.

Bread and Butter Advice Limited may also use your information to provide a better service, and in particular for the following reasons:

  • Internal record keeping;
  • To improve our products and services;
  • To contact you for market research purposes.

Direct Marketing

We would like to provide you with information about new products, promotions, special offers and other information which we think you may find interesting. We may send you such information by mail, email or telephone (unless you have registered with the appropriate preference service). When you provide us with information, you will be given the option to let us know that you do not want your information used for direct marketing purposes. If you request this option, we will not send you any direct marketing.
You can change your mind at any time by contacting our Compliance Manager at:
2 Buckshaw Court, East Terrace Business Park, Euxton Lane, Chorley, Lancashire, PR7 6TB

How to get copies of or amend the information we have collected

You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you, please write to our Compliance Manager at:
2 Buckshaw Court, East Terrace Business Park, Euxton Lane, Chorley, Lancashire, PR7 6TB.
If you think any information we have about you is incorrect or incomplete, please write or email us as soon as possible.

Security

We are committed to ensuring that your information is secure. We will also record any telephone conversations and store the recording securely. Everything will be stored both within the website database and our back office system and both are stored on dedicated and secure servers within the European Economic Area with at least 128-bit encryption.

In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Cookies

We use cookies for certain areas of our website. Cookies are files that store information on your hard drive or browser that means that our website can recognise that you have visited our website before. They make it easier for you to maintain your preferences on the website, and by seeing how you use the website; we can tailor the website around your preferences, and measure usability of the website. You can, should you choose, disable the cookies from your browser and delete all cookies currently stored on your computer. On Microsoft Internet Explorer, this can be done by selecting “Tools/Internet Options” and reviewing your privacy settings or selecting “delete cookies”. You can find out how to do this for your particular browser by clicking “help” on you browser’s menu or by visiting http://www.allaboutcookies.org/.

General

This website contains links to other web sites. Please be aware that Bread and Butter Advice Limited cannot be held responsible for the privacy policies of other such sites.