We offer cost effective Financial Advice delivered to you online or over the phone

  • Equity Release
  • Pensions
  • Investments
  • Protection
  • Mortgages

All our Financial Advisers are authorised and regulated by the Financial Conduct Authority.

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Our Services

We are specialists in providing first class financial advice
by phone or online.

Our Services

We are specialists in providing first class financial advice by phone or online.

Equity Release

If you are age 55-95, Equity Release can unlock tax free cash from the value of your home, without the need to move out.

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Pensions

When financing your future, the right pension and retirement planning is critical in ensuring a comfortable retirement.

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Investments

Whether building a financial plan with you from the start, or reviewing your arrangements, we provide expert advice.

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Protection

Financial protection for families, individuals and businesses. Whatever
you want to protect we can help.
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Mortgages

We will carry out extensive research, checking and talking with lenders to provide a tailor-made solution.

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About us

  • Established 2013, we offer the same first class service as face-to-face advice, but at a time to suit you either by phone or online to offer flexibility around your lifestyle.

  • Our Service is offered across the whole of the UK.

  • Bread and Butter Advice, is the appointed representative of the award winning firm, True Bearing Chartered Financial Planners. They ensure clients receive the same high standard of client service.

  • Over £540 million managed for our clients by Bread and Butter Advice and its parent company. 

  • Authorised and regulated by the Financial Conduct Authority Reg No. 585311.

Read more about us

About us

  • Established 2013, we offer the same first class service as face-to-face advice, but at a time to suit you either by phone or online to offer flexibility around your lifestyle.

  • Our Service is offered across the whole of the UK.

  • Bread and Butter Advice, is the appointed representative of the award winning firm, True Bearing Chartered Financial Planners. They ensure clients receive the same high standard of client service.

  • Over £540 million managed for our clients by Bread and Butter Advice and its parent company. 

  • Authorised and regulated by the Financial Conduct Authority Reg No. 585311.

Read more about us

How does it work?

  • Contact us for a free initial consultation by phone to discuss your needs and requirements.
  • If we can help you we will provide you with a client pack which includes full details of our Terms of Business of our advice process, and fees.

  • For pension and retirement planning we will need to provide a review service which includes looking at your different plans.

More about how it works

How does it work?

  • Contact us for a free initial consultation by phone to discuss your needs and requirements.
  • If we can help you we will provide you with a client pack which includes full details of our Terms of Business of our advice process, and fees.
  • For pension and retirements planning we will need to provide a review service which includes looking at your different plans.
More about how it works

People say the nicest things about us

Adrian Sibley

I felt using this service was faultless whether it was online or on the phone. Helene, you are very helpful, honest and impartial. I found dealing with your internet service advice very easy to follow,… Read more “Adrian Sibley”

Sharon Lister

I am very happy to recommend Bread and Butter Advice to anyone considering Equity Release. Having been wary initially about dealing with an online company, any concerns soon disappeared. Helene was so professional, competent and… Read more “Sharon Lister”

Mr Keith Puttock

I contacted Helene to discuss my options with regard to several pensions accrued over my working life. With the new flexibility to access lump sums, seeking expertise was paramount to navigate the pension minefield. Helene… Read more “Mr Keith Puttock”

Mr Dave Waddicar

Having several pension pots accumulated during my working life I found it difficult and somewhat overwhelming to wade through and fully understand the jargon in the different policies and find a way in which these… Read more “Mr Dave Waddicar”

Mr Ian Kearvell

May I take this opportunity to say thanks for keeping in touch so assiduously. Nothing is more unnerving than a silence! It’s has been a breeze and a pleasure dealing with Bread and Butter Advice… Read more “Mr Ian Kearvell”

Mr D Shallcross

I must say as someone who is a bit of a technophobe, I was very wary of dealing over the Internet with anything to do with financial matters. Then to my surprise, I found the… Read more “Mr D Shallcross”

Mr M and Mrs E Ainscough

Having difficulty in obtaining a new mortgage at our age and one that could be based on pension income, we turned to Bread and Butter Advice.
We found them helpful and easy to deal… Read more “Mr M and Mrs E Ainscough”

Mr P Taplin

As a recently married self-employed director, my financial requirements individually, and as a family can be complex. Helene, Andy and the Team have support us with patience, impartiality and with a constant focus on our… Read more “Mr P Taplin”

A Butler

I am genuinely delighted to have Helene Collins and her team working on my behalf, a fantastic service, many thanks.

Adrian Sibley

I felt using this service was faultless whether it was online or on the phone. Helene, you are very helpful, honest and impartial. I found dealing with your internet service advice very easy to follow,… Read more “Adrian Sibley”

Sharon Lister

I am very happy to recommend Bread and Butter Advice to anyone considering Equity Release. Having been wary initially about dealing with an online company, any concerns soon disappeared. Helene was so professional, competent and… Read more “Sharon Lister”

Mr Keith Puttock

I contacted Helene to discuss my options with regard to several pensions accrued over my working life. With the new flexibility to access lump sums, seeking expertise was paramount to navigate the pension minefield. Helene… Read more “Mr Keith Puttock”

Mr Dave Waddicar

Having several pension pots accumulated during my working life I found it difficult and somewhat overwhelming to wade through and fully understand the jargon in the different policies and find a way in which these… Read more “Mr Dave Waddicar”

Mr Ian Kearvell

May I take this opportunity to say thanks for keeping in touch so assiduously. Nothing is more unnerving than a silence! It’s has been a breeze and a pleasure dealing with Bread and Butter Advice… Read more “Mr Ian Kearvell”

Mr D Shallcross

I must say as someone who is a bit of a technophobe, I was very wary of dealing over the Internet with anything to do with financial matters. Then to my surprise, I found the… Read more “Mr D Shallcross”

Mr M and Mrs E Ainscough

Having difficulty in obtaining a new mortgage at our age and one that could be based on pension income, we turned to Bread and Butter Advice.
We found them helpful and easy to deal… Read more “Mr M and Mrs E Ainscough”

Mr P Taplin

As a recently married self-employed director, my financial requirements individually, and as a family can be complex. Helene, Andy and the Team have support us with patience, impartiality and with a constant focus on our… Read more “Mr P Taplin”

A Butler

I am genuinely delighted to have Helene Collins and her team working on my behalf, a fantastic service, many thanks.

Get in touch with us

0800 0151 069

Monday-Friday 8.30am – 5pm

enquiries@breadandbutteradvice.co.uk

0800 0151 069

Monday-Friday 8.30am – 5pm

enquiries@breadandbutteradvice.co.uk

Send us a message